Rates comparisons

Loan Factory vs. Wells Fargo

Rates as of Friday, December 01 2023 at 11:50 AM (Pacific Time)

Wells Fargo
Rate 6.25% (APR=6.297%) 7.125% (APR=7.321%)
Points / Credits $1,000 $6,674
Payment $1,231 $1,347
Saving over 30 years $47,434 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Chase

Rates as of Friday, December 01 2023 at 11:50 AM (Pacific Time)

Chase
Rate 6.25% (APR=6.298%) 7.125% (APR=7.217%)
Points / Credits $1,500 $2,853
Payment $1,847 $2,021
Saving over 30 years $64,051 $0

(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Citibank

Rates as of Friday, December 01 2023 at 11:50 AM (Pacific Time)

Citibank
Rate 6.624% (APR=6.633%) 6.875% (APR=7.084%)
Points / Credits $135 $1,125
Payment $960 $985
Saving over 30 years $9,990 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Bank of America

Rates as of Friday, December 01 2023 at 11:50 AM (Pacific Time)

Bank of America
Rate 6.375% (APR=6.387%) 7.25% (APR=7.507%)
Points / Credits $250 $1,726
Payment $1,248 $1,364
Saving over 30 years $43,236 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Guaranteed Rate

Rates as of Friday, December 01 2023 at 11:50 AM (Pacific Time)

Guaranteed Rate
Rate 6.375% (APR=6.387%) 6.825% (APR=7.158%)
Points / Credits $438 $4,074
Payment $2,184 $2,288
Saving over 30 years $41,076 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Better.com

Rates as of Friday, December 01 2023 at 11:50 AM (Pacific Time)

Better.com
Rate 6.375% (APR=6.387%) 6.625% (APR=6.806%)
Points / Credits $200 $3,200
Payment $998 $1,024
Saving over 30 years $12,360 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

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